Bachelor of Arts (Sociology), NUS
Chartered Financial Consultant (ChFC)
Associate Specialist in Estate Planning (ASEP)

Million Dollar Round Table (MDRT), 2017 – 2020
International Dragon Award (IDA), 2017 – 2020

Michelle Ngiam is known for providing holistic financial planning to many of her valued clients. Her passion for helping others is what drives her to reach out to more people. Financial planning is serious business, but she aims to make it fun and exciting when it comes to helping others achieve their goals! Being able to move alongside them in their journey in life is what motivates her and she strives to help them make smarter decisions with their money to achieve their financial dreams.

She understands that her clients are the most important part of her practice and her personalised service is essential when matching clients with the right financial products and services. She loves the one-to-one interactions she has with her clients whom she cares about, and talking about what they, in turn, care most about – their dreams. She is dedicated to building a financial security plan focused on her clients’ specific needs.

Michelle has had 3 years of experience working in her family’s business consultancy specialising in risk management and contingency planning. Therefore, she is able to understand clients’ business concerns and she brings this valuable knowledge to the table when advising her business owner clients.

Throughout her 6-year career as a financial consultant, she has also achieved several top accolades in financial services. She has qualified 4 times consecutively as a member of the Million Dollar Round Table, which is an international association of the top 6% of financial advisors in the world. This year, she has also maintained her International Dragon Award for the 4th time.

In addition to her Bachelor of Arts (Sociology) from the National University of Singapore, Michelle is a Chartered Financial Consultant (ChFC®) and an Associate Specialist in Estate Planning (ASEP®). She intends to continue to go for more qualifications as a way of personal development to be equipped with the best skills and knowledge to best serve her clients.

Michelle is happily married to her husband Sean, who runs his own firm as a business consultant, and together they have a cheeky 20-month-old daughter, Naomi. She enjoys spending time with her family and her personal interests include dancing, all kinds of music (particularly rock and roll), travelling the world and collecting new life experiences.